BUFFALO, NY M&T Bank
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Overview:
Serves as a member of the Management Development Program (MDP) and participates in ten weeks of Core Training and one year of On-the-Job (OJT) training. Core Training responsibilities include participation in classroom training, observations of departmental presentations, interaction with senior management, peer networking, and working in teams on two group project assignments. OJT responsibilities vary by department and are assigned by the department manager. The position may be responsible for additional projects as assigned by the department manager or Leadership Development Manager-MDP.
Department Description:
Responsible for executing portfolio analytics on the Bank’s Commercial and Industrial (C&I) Loan portfolio. Includes the preparation of performance monitoring, emerging risk analytics, risk appetite determination and measurement, ongoing review and challenge, and various ad hoc analytics. Supports both departmental and enterprise-wide initiatives.
Department Responsibilities:
Oversee assigned coverage within the C&I Credit Risk Analytics team. Monitor performance of loan portfolio credit quality and quantify business ramifications where possible. Investigate any incident that may result in losses and compile findings for Management review.
Conduct portfolio analysis using industry, origination, financial, behavioral, market, and economic data as appropriate. Obtain data from disparate sources, link information, check data integrity, and perform exploratory analysis. Leverage industry information and contacts to support analysis through trend comparison.
Partner with teams within both the First and Second Lines of defense to discuss current portfolio tracking and business observations. Participate in cross-functional key activities, such as the semi-annual Capital Planning and quarterly Allowance processes.
Perform special projects as requested by management.
Develop Knowledge around various Banking Regulatory requirements.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
HOW YOU CAN GROW YOUR CAREER:
The MDP track within Credit Risk Management offers a first-row seat into how C&I loans are underwritten, approved, and managed at a large, community-focused financial institution. C&I loan exposure runs the gamut from small business to large corporate and spans hundreds of industries. Successful candidates have the opportunity to pursue a career path within the C&I Credit Risk Analytics team upon graduation from the MDP program. Candidates will also work closely with colleagues in both the Commercial Real Estate (CRE) and Consumer loan teams, which will afford the ability to gain perspective on the full suite of banking loan products. Analysts also work with the Underwriting, Portfolio Management, and Finance teams, among others, which can present potential opportunities.
BASIC QUALIFICATIONS:
Bachelor’s Degree (or Master’s) candidate with a cumulative GPA of 3.0 or above
Work visa sponsorship not offered for this role
Primary Responsibilities:
Participate in and complete a one-year long, non-rotational training program while creating and adding value to assigned department. Receive job specific training, general training in banking, communication and leadership, and personalized coaching and feedback. Performance measures may include several objective test scores, peer and sponsor feedback from group projects, facilitator feedback, Leadership Development Manager-MDP feedback, Department Manager feedback, final assessment score, and year-end performance appraisal from Department Manager and Leadership Development Manager-MDP.
Core Training – Participate in ten weeks of training throughout the one-year assignment to learn banking, basic financial skills, technical skills, and leadership/interpersonal skills. Develop a solid understanding of banking functions, processes, and operations.
Group Projects – Participate in two group project assignments, working with a team of their peers to build relationships within their teams as well as with project sponsors, internal and external contacts, and senior management. Teams make a presentation to senior management at the conclusion of each project providing recommendations and potential project solutions.
On-the-Job Training – The fundamental skills taught in core training are combined with On-the-Job training based on the incumbent’s assignment. Job specific training teaches departmental policies, procedures, systems, and products. Upon completion of MDP, all incumbents attain basic skills necessary to become entry-level professionals and/or managers in their assigned department.
Complete tasks in a manner that are compliant with applicable laws and regulations and/or that serve to help the Company be in compliance with laws and regulations that apply to the business line the position supports.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
Identify risk-related issues needing escalation to management.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Scope of Responsibilities:
The Management Development Program is a non-rotational, one-year training program for recent college graduates where participants learn sales, accounting, project management and leadership skills depending upon their career track. Various methods of training include classroom study, divisional orientations, and teamwork on group projects. These fundamentals are coupled with on-the-job training to allow for immediate application in the area for which the participant has been hired.
Supervisory/ Managerial Responsibilities:
Not Applicable.
Education and Experience Required:
Bachelor’s Degree candidate at a school where M&T Bank recruits MDPs (or an MBA student with no work experience).
Outstanding academic credentials (GPA of 3.0 or better).
Up to 1 years’ work experience.
Bachelors in Finance, Economics, Accounting, Math, or related field.
Skilled in the Microsoft Office suite. Proficient in business intelligence applications, such as Tableau, PowerBI or Qlik. Modeling (SAS, Python) or data (SQL) is a plus.
Outstanding written and verbal communication skills.
Demonstrated interpersonal skills.
Demonstrated analytical skills.
Demonstrated computer skills.
Demonstrated presentation skills.
Demonstrated leadership abilities.
Work/internship experience.
Work Visa Sponsorship not offered for this role
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 – $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.
Location
Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
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M&T Bank
Job Hiring / BUFFALO, NY / 2025 Management Development Program Credit Risk Management- Buffalo, NY / M&T Bank >> APPLY/LEARN MORE >> https://de.jobsyn.org/d1d32977952d4eaab3561322973438b18003 >> #job #jobs #hiring #BGJobs
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BUFFALO, NY
